Select for Charity and Social Organisations Village Hall Policy Schedule
The Policy, the Policy Schedule, Certificates of Insurance and Endorsements form one document and should be read together. This Schedule replaces any previous Schedule issued.
| Policy number | VVH 2720278283 | |||
| Insured | Gittisham Parish Hall Management Committee | |||
| Business | Village Hall | |||
| Period of insurance | From | 13/01/2025 | To | 12/01/2026 |
| and any other period for which cover has been agreed | ||||
| 3 Year Long Term Agreement | £723.73 Premiums are inclusive of Insurance Premium Tax | |||
| Schedule number | 01 | |||
| Preparation date | 12/11/2024 | |||
| Long Term Agreement expiry (not applicable to Part T) | 12/01/2028 | |||
| Policy form reference | MCOBCH09 | |||
1
Lines of cover applying
| Line of cover | Insured/Not insured |
| Part A – Material damage | Insured |
| Part B – Business interruption | Insured |
| Part D – Money | Not Insured |
| Part E – Computer | Not Insured |
| Part F – Public liability | Insured |
| Part G – Hirers’ liability | Insured |
| Part H – Employers’ liability | Insured |
| Part I – Libel and slander | Not Insured |
| Part K – Financial and administration liability | Not Insured |
| Part R – Personal accident | Not Insured |
| Part T – Legal expenses | Not Insured |
Part A – Material damage
Effective date: 13/01/2025
Property insured
| Address and postcode | Sum insured | Declared value | Day one basis sum insured limit | |
| Buildings | Gittisham Parish Hall, Gittisham, Honiton, Devon, EX14 3AU | £462,601.70 | (£402,262.35) | 100% |
| Hall Contents | £27,319.69 | (£23,756.25) | 100% |
Excesses
The following excesses apply to each and every loss arising in respect of each and every separate premises from:
| Any other cause excluding fire, lightning and explosion | £100 |
| Subsidence or ground heave | £1,000 |
Operative endorsements
Policy booklet 2, 3, 4, 7 and 10 (please refer to the endorsement section of your policy wording). 11. In respect of General provision 1. Limit of Liability the amount is held to be £50,000,000.
12. Exclusions to parts A, B and C – 15 Property excluded a) is restated as follows:
a) materials or supplies in connection with buildings or structures in course of construction or erection, alteration, addition or improvement
Provided always that the insured will advise the insurer in respect of any works being undertaken to the property in the event that:
i) the cost of such works exceeds £250,000
ii) such works involve the application of heat by means of electric oxyacetylene or other welding or cutting equipment or angle grinders, blow lamps, blow torches, hot air guns or hot air strippers
iii) the insured is required to effect insurance on the property in the joint names of themselves and the contractor, in which case the insurer shall be entitled to charge an additional premium as appropriate for the provision of such cover under Part C – Works in progress – ‘all risks’.
Part B – Business interruption
Effective date: 13/01/2025
| Item | Description | Sum insured | Maximum indemnity period |
| 1 | Loss of Gross Revenue | £4,650.00 | 12 months |
Operative endorsements
Policy booklet 10 (please refer to your policy wording).
11. In respect of General provision 1. Limit of Liability the amount is held to be £50,000,000.
Part F – Public liability
Effective date: 13/01/2025
Limit of indemnity
£10,000,000
Excess
£Nil
Retroactive date for Abuse Event 13/01/2025
Operative endorsements
1. In respect of Part F – Public Liability. Section 2 – Cover. 2.9 Events part a) is amended to read: the event has a capacity not exceeding 750 persons.
Part G – Hirers’ liability
Effective date: 13/01/2025
Limit of indemnity
£2,000,000
Part H – Employers’ liability
Effective date: 13/01/2025
Limit of indemnity
£10,000,000
Zurich Insurance Company Ltd. A public limited company incorporated in Switzerland. Registered in the Canton of Zurich, No. CHE-105.833.114, registered offices at Mythenquai 2, 8002 Zurich. UK Branch registered in England and Wales no BR000105. UK Branch Head Office: The Zurich Centre, 3000 Parkway, Whiteley, Fareham, Hampshire PO15 7JZ. Zurich Insurance Company Ltd is authorised and regulated in Switzerland by the Swiss Financial Market Supervisory Authority FINMA. Authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details about the extent of our regulation by the Prudential Regulation Authority are available from us on request. Our firm reference number is 959113.
MSECNA09 (08/24)